Remita, the payment infrastructure company that has processed enterprise and government transactions for two decades, has stepped into the consumer app space with a mobile platform that lets users view accounts across multiple banks, invest in shares, access loans and send money to other African countries from a single interface.
The company unveiled the app on September 22, 2026, at the National Theatre in Lagos, during the 2026 edition of Nigeria Fintech Week. Remita’s managing director, ‘DeRemi Atanda, told journalists at the launch that the moment reflected years of infrastructure work finally reaching the everyday Nigerian.
“This represents a landmark for us going very boldly into the consumer and retail space,” Atanda said. “There’s been a lot of learning in terms of what people want.”
The app allows users to connect and monitor accounts from different banks on one screen, a capability Atanda said had previously existed only for organisations.
“For the first time at scale, what organisations or enterprises experience, being able to see all your bank accounts on a single app, that’s the first thing,” he said. “Every Nigerian, irrespective of where they bank, can begin to manage their finances from a single place.”
Beyond account visibility, the app supports instant transfers to other African countries through the Pan African Payment and Settlement System (PAPSS). Atanda described this as one of the most significant additions. “You’ll be able to debit any of your local bank accounts securely, based on the relationship you have with your banks, and transfer to anyone in Africa,” he said.
The app also offers recurring payments for direct debits and standing orders, budgeting and expense tracking, stock and share investment, a loans marketplace that compares offers from multiple lenders, flight and event ticketing, and bill payments for electricity, airtime, data and cable television.
From payments to credit and identity
Atanda linked the credit feature to Nigeria’s identity infrastructure, referencing NIN and BVN verification as the foundation that allows the app to assess users for loans from a single interface. He described this as one of the more significant aspects of the launch, calling it a step toward democratising credit.
He described the app’s design philosophy as automating financial discipline that many users currently manage manually. “You set it up on the app and say, ‘Put 10% in this account every month,'” he said, describing recurring transfers for savings or family support. “If you’re slowing down on any one of these, the app intelligently advises you and compares what you did last month with what you’ve done this month.”
Remita has processed over ₦100 trillion annually through its corporate and government payment rails, according to Atanda, and the company has already run a quiet beta of the consumer app.
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He said the app had already attracted thousands of early adopters during beta phase, without any formal promotion or launch and projected significant growth in adoption within six months, particularly around pan-African transfers and access to previously unavailable services such as micro pensions.
Asked whether Remita’s infrastructure could handle a shift from enterprise to mass consumer traffic, Atanda pointed to the company’s history of operating largely unseen. “Before now, we’ve largely played in the background, carrying enterprise transactions. All the bank’s transactions, all the government transactions run on infrastructure,” he said. “As transactions come on board, you see that your infrastructure itself can expand to take them on.”
Atanda was clear that the app is not designed to replace users’ existing bank relationships. The company describes the ambition as providing “a broader view across supported institutions and greater control from one place” rather than competing directly with banking apps.
Adedayo Adewale serves as Remita’s Head of Consumer and Retail Business for the new offering. Additional capabilities would roll out progressively as the app evolves, positioning the September launch as a foundation rather than a finished product.
Last updated: September 23, 2026
