Kredete, the financial technology platform serving emerging-market and diaspora communities,
today announced its acquisition of Gravv, an agentic stablecoin infrastructure platform that
connects banks, blockchain networks, and local payment rails for real-time global money
movement. Gravv has processed more than $3 billion in annualized volume for over 1,000
businesses across 100+ countries, supported by seven global banking partners.
The acquisition brings Kredete’s core money movement infrastructure in-house and gives the
company greater control over the layer between the client and the bank: stablecoin settlement,
multi-currency accounts, FX, liquidity, routing, and reconciliation across global rails. It also
enables Kredete to offer that same infrastructure to banks, fintechs, platforms, and developers
serving emerging markets.
Stablecoin infrastructure, operated by intelligence
Kredete was founded in 2022 by Adeola Adedewe with a singular mission: to give individuals
and businesses across emerging markets—whether at home or abroad—access to modern,
affordable financial tools that reflect their real economic lives. Today, Kredete operates a unified
platform that enables consumers, businesses, and financial institutions to move, convert, hold,
and settle money globally in real time.
Gravv is the stablecoin infrastructure layer beneath that mission. Through one integration, it
connects multi-currency accounts, global payments, card issuance, treasury, bank partners,
blockchain networks, and local payout rails. Its agentic layer is designed to monitor liquidity,
select routes, manage FX and settlement, and reconcile payments in real time, replacing the
fragmented patchwork of vendors that has historically made global financial infrastructure
difficult to build.
Since the acquisition, Kredete has opened Gravv to new businesses and developers beyond its
existing base, inviting any bank, fintech, platform, or builder serving emerging markets to build
directly on its infrastructure going forward.
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“Infrastructure is the moat, and intelligence is the operating layer. Gravv gives Kredete the
stablecoin infrastructure and global rails beneath our consumer and enterprise products, while
its agentic capabilities help operate those rails in real time. Together, we are building the
autonomous middleware for the global money movement.” – Adeola Adedewe, Founder and
CEO of Kredete.
“Global payments are not one rail; they are a coordination problem across banks, blockchains,
liquidity, compliance, and local payout systems. Gravv brings those rails into one infrastructure
layer, and its agentic capabilities help Kredete route, settle, and reconcile payments in real
time.” – Hakeem Oriola, Chief Technology Officer at Kredete.
“We believe the next trillion dollars in commerce will be initiated and processed by AI agents.
Having already powered millions of transactions for individuals and businesses, we are now
building the financial infrastructure agents will need to participate in the global economy.” –
Ebuka Arinze, Chief Product Officer at Kredete.
The acquisition advances Kredete’s ambition to build the autonomous middleware for real-time
global money movement across emerging markets. By embedding agentic intelligence across
Gravv’s global bank, blockchain, and local payment rails, Kredete can route, settle, and
reconcile transactions in real time—delivering faster payments, greater reliability, and better
economics for consumers, businesses, and financial institutions across emerging markets.
Last updated: September 24, 2026
