Afolabi Ijaoba Ijaoba

A guide on the upcoming merge for Ethereum investors in Africa

The Ethereum Merge is a multi level upgrade of the Ethereum chain designed to increase the security and scalability of the network through critical infrastructure changes.

How US ban on Tornado Cash will affect crypto regulations in Africa

African regulators are watching closely as the US and EU move to regulate the crypto industry, and with China and Russia already taking a hostile stance towards the industry, the road looks murky for African investors.

NFTs combined with IP rights can guarantee a new future for creators in Africa and globally

NFTs offer IP owners new possibilities to monetize their portfolios. We are still in the early days, and there is still a lot of building to be done. Yet, music NFTs provide some real value and disruption to a traditionally repressive and underserved industry.

CBN’s new digital coin to run on closed blockchain

The CBN's new digital currency will run on Hyperledger Fabric Blockchain, a permissioned ledger that grants the apex regulator exclusivity and altering power.

In-app spending on the rise in the African gaming apps market

In-app purchases and gaming apps are gaining momentum in Africa, with Nigeria, South Africa, and Kenya leading the way.

How DeFi can facilitate better access to financial services in Africa

DeFi has huge potential to facilitate access and inclusion to financial services such as lending, investing, settlements, online transactions, payments and so much more, provided the infrastructure gap is closed. How can defis elevate financial services in Africa?

Do meme pages infringe on the copyright of content creators?

Meme pages are everywhere, and chances are you follow some of them. They mainly curate and repost content from other platforms. But is this copyright infringement, especially when consent is not gotten? What are the implications of watermarks?

Apple vs. Facebook: What do African advertisers stand to lose?

Apple has introduced big changes to its Ads and privacy policy with the release of the IOS 14.5. This feature may stifle advertising and online marketing and Facebook, one of the world's largest advertisers is taking a stand. What is this new feature and what does it mean for advertising in Africa?

How smart contracts can promote e-commerce in Nigeria

Nigeria is seeing unprecedented growth in online marketplace consumption. But settlement and disputes issues still remain the same, and can potentially hinder this growth. How can smart contracts make this easier for both parties?

New CBN regulations require fintechs to pay $5million into escrow account

Yesterday, the CBN introduced yet another set of sweeping new regulations for Fintech license holders. The most prominent change is a new Escrow account created for Fintechs to deposit certain stipulated sums of money.

How Open Banking will shape fintech in Africa

Open banking could usher in a new era of financial inclusion where banks and African Fintechs can seamlessly exchange customer data. This will facilitate the provision of broader financial products and services for Africans.

Startup funding—how it works and what to know as an investor or founder

Startup funding can be an extremely complex and confusing process for founders. In this article, I attempt to break down some of the more complex concepts in fundraising..