Tayo Oviosu

Tayo Oviosu has spent nearly two decades building the financial infrastructure that sits between Africa's formal banking system and millions of everyday consumers. Through Paga, he built one of Nigeria's pioneering mobile-money and agent networks, expanding access to payments and financial services well before fintech became the continent's defining technology story. The business has continued evolving, including the development of Doroki for merchants and a broader group structure around Paga's financial infrastructure. Oviosu belongs on the Borderless 100 because longevity is part of the achievement: he has survived multiple fintech cycles and continued building through each one.