Rian Cochran

Rian Cochran is the co-founder and CFO of LemFi (originally Lemonade Finance), the cross-border payments platform he co-founded in 2020 alongside Ridwan Olalere to build a full-stack financial home for immigrants. Based in Canada, Cochran leads the financial architecture, regulatory compliance, and treasury operations that underpin LemFi's multi-corridor money transfer service, which has scaled to more than two million customers processing over $1 billion in monthly transactions across 30-plus countries. His background in finance brings the operational discipline and institutional credibility required to maintain banking relationships and payment licences across multiple jurisdictions simultaneously.

Cochran belongs on the Borderless 100 because building a compliant, scalable payments platform at LemFi's volume requires more than engineering — it requires the financial infrastructure design and partner management that he leads. As LemFi expands into credit products and multi-currency wallets, his command of the regulatory and financial layer has become a structural advantage.