Felix Macharia

Felix Macharia co-founded Kotani Pay to connect blockchain-based money to the financial systems Africans already use. Its infrastructure allows businesses and users to move stablecoins into local currencies and mobile-money networks, particularly across East Africa. That makes Kotani Pay less about convincing people to adopt crypto than about making digital dollars interoperable with existing financial behaviour. The company's work is especially relevant in markets where mobile money is widespread but smartphones, bank accounts and conventional international payment access are not universal. Macharia belongs on Borderless 100 because Kotani sits at the precise intersection of two movements: financial inclusion and stablecoin infrastructure.